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Industry solution

Chama Management

Complete Chama management for merry-go-rounds, table banking, savings groups, investment groups, welfare groups, member statements, loans, meetings, and dividends.

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Chama Management teams using Bama

Operating fit

What this workspace helps you control

Bama provisions practical screens, permissions, dashboards, reports, and workflows around the way chama management teams actually work.

Mobile Money

Track activity, responsibility, status, and performance from one controlled dashboard.

Inventory Control

Track activity, responsibility, status, and performance from one controlled dashboard.

Offline Mode

Track activity, responsibility, status, and performance from one controlled dashboard.

Expense Management

Track activity, responsibility, status, and performance from one controlled dashboard.

Budgets & Cost Centers

Track activity, responsibility, status, and performance from one controlled dashboard.

Expense Approvals & Reports

Track activity, responsibility, status, and performance from one controlled dashboard.

Dashboard

Track activity, responsibility, status, and performance from one controlled dashboard.

Members

Track activity, responsibility, status, and performance from one controlled dashboard.

Membership

Track activity, responsibility, status, and performance from one controlled dashboard.

Contributions

Track activity, responsibility, status, and performance from one controlled dashboard.

Savings

Track activity, responsibility, status, and performance from one controlled dashboard.

Merry-Go-Round

Track activity, responsibility, status, and performance from one controlled dashboard.

Sub-industries

Chama Standard

Chama operating profile for Chama Standard with module activation tailored to group savings, lending, meetings, and member transparency.

Merry-Go-Round

Chama operating profile for Merry-Go-Round with module activation tailored to group savings, lending, meetings, and member transparency.

Table Banking

Chama operating profile for Table Banking with module activation tailored to group savings, lending, meetings, and member transparency.

Savings Group

Chama operating profile for Savings Group with module activation tailored to group savings, lending, meetings, and member transparency.

Investment Group

Chama operating profile for Investment Group with module activation tailored to group savings, lending, meetings, and member transparency.

Welfare Group

Chama operating profile for Welfare Group with module activation tailored to group savings, lending, meetings, and member transparency.

Self-Help Group

Chama operating profile for Self-Help Group with module activation tailored to group savings, lending, meetings, and member transparency.

Village Savings Group

Chama operating profile for Village Savings Group with module activation tailored to group savings, lending, meetings, and member transparency.

Women Group

Chama operating profile for Women Group with module activation tailored to group savings, lending, meetings, and member transparency.

Youth Group

Chama operating profile for Youth Group with module activation tailored to group savings, lending, meetings, and member transparency.

Family Investment Group

Chama operating profile for Family Investment Group with module activation tailored to group savings, lending, meetings, and member transparency.

Community Group

Chama operating profile for Community Group with module activation tailored to group savings, lending, meetings, and member transparency.

Enterprise Chama

Chama operating profile for Enterprise Chama with module activation tailored to group savings, lending, meetings, and member transparency.

Multi-Branch / Umbrella Group

Chama operating profile for Multi-Branch / Umbrella Group with module activation tailored to group savings, lending, meetings, and member transparency.

Workflows

Create Review Approve Post Report Record Expense Review Expense Approve Expense Post Expense Report Expense

Reports

Balance Sheet Income & Expenditure Cash Flow Cashbook Trial Balance Member Balances Contribution Report Savings Report Loan Portfolio Loan Arrears Interest Income Fine Collection Welfare Report Investment Report Dividend Report Share Capital Report Member Register Contribution Compliance Guarantor Exposure Meeting Attendance Merry-Go-Round Payout History Table Banking Reconciliation Expense Report Budget vs Actual Cost Center Spend

Roles and menus

Chama Administrator Chairperson Vice Chairperson Treasurer Secretary Committee Member Loan Officer Investment Officer Auditor Member Viewer
Dashboard Members Membership Contributions Savings Merry-Go-Round Table Banking Loans Loan Guarantors Fines & Penalties Welfare Fund Investment Management Share Capital Meetings Attendance Elections & Leadership Voting Expenses Cash & Bank M-PESA Payments Member Statements Dividends / Profit Distribution Documents Communication Reports Audit Settings Expense Management Expense Approvals Budget Tracking Cost Centers

Ready to operate

Launch a Chama Management workspace with Bama

Start with guided onboarding, then add users, permissions, modules, documents, finance, and reports as your operation grows.

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